NHS Mortgages
NHS Mortgage Advice in Chinnor, Oxfordshire and Surrounding Areas
At Grandi Mortgage Solutions, we understand the vital role our NHS staff play in the local community – and we’re proud to support you with honest, tailored mortgage advice. Whether you're a nurse, doctor, paramedic, healthcare assistant or admin staff, we’ll guide you through the process of buying your first home, moving up the ladder, or refinancing an existing mortgage.
Do NHS Workers Get Special Mortgage Deals?
There isn’t one single "NHS mortgage" product, but many lenders offer favourable terms for NHS employees. These might include:
- Lower deposit requirements
- More flexible lending criteria
- Enhanced affordability assessments
- Access to key worker schemes or shared ownership options
We know which lenders are more likely to offer flexible terms for NHS staff, and we can help you make the most of your employment benefits and payslip structure.
Who Qualifies as an NHS Key Worker?
Typically, lenders offering preferential treatment to NHS staff include:
- Nurses & Midwives
- Doctors & Consultants
- Paramedics
- Healthcare Assistants
- NHS Administrative Staff
- Mental Health Professionals
If you’re unsure whether your role qualifies, just ask – we’ll check with our lenders on your behalf.
How We Can Help
- Explain your options clearly and simply
- Match you with lenders that understand NHS payslips and income types (basic pay, enhancements, unsocial hours, etc.)
- Navigate shared ownership or new build schemes suitable for key workers
- Provide full support from Agreement in Principle through to completion
Why Choose Us?
- Local Knowledge: Based in Chinnor, we regularly support NHS staff across Oxfordshire and Buckinghamshire
- FCA Regulated: We're authorised and regulated by the Financial Conduct Authority
- Personal Service: You’ll deal with a named adviser throughout, who will keep you updated at every step
- Wide Lender Access: We work with a broad panel of mortgage lenders, not just one or two banks
Want to learn more about NHS mortgages, who qualifies, and what benefits are available? Read our full NHS Mortgages Guide for in-depth advice tailored to NHS staff.
Book Your Free NHS Mortgage Consultation
We offer a no-obligation initial chat to explain your options and help you move forward with confidence.
Your home may be repossessed if you do not keep up repayments on your mortgage.