New Build Mortgage Advice

 Buying a new build home is exciting – everything’s fresh, modern, and ready to move into. But getting a mortgage for a new build can be slightly different from buying an older property.

At Grandi Mortgage Solutions, we specialise in helping first-time buyers and home movers in Chinnor, Thame, Princes Risborough, Aylesbury and the surrounding areas secure the right mortgage for their new build property.

Lenders often have specific criteria for new build homes, including:

• Lower maximum loan-to-value (LTV) ratios
• Shorter timescales to complete
• Valuation risks if prices change during the build

That’s why it helps to have a mortgage adviser who knows the process inside out and can guide you from reservation to completion.

We’re proud to be an Own New approved mortgage adviser, giving our clients access to new build-specific products that could make buying easier. This includes options like:

• Reduced interest rates on select new builds
• Lower deposit schemes through the Own New 'Rate Reducer'
• Exclusive deals only available through approved brokers

If you’ve found a new build you love, ask if it's Own New eligible – we can check and talk you through your options.

• Advice on mortgages tailored for new builds
• Help with tight developer timescales
• Support with schemes like Own New or Shared Ownership
• Guidance on coordinating your mortgage with your solicitor and developer
• Clear communication at every stage

We’ve helped many clients in Chinnor and the surrounding area secure new build homes – from large developments to small local projects. We understand how local builders operate and which lenders work best for new build cases.

Get in touch today for expert new build mortgage advice and make your next move with confidence.

Book Your Free Consultation

Your home may be repossessed if you do not keep up repayments on your mortgage.