Critical Illness Cover Advice
Critical Illness Cover Advice in Chinnor and Surrounding Areas
A serious illness can change everything but with the right cover in place, it doesn’t have to mean financial stress for you or your family.
At Grandi Mortgage Solutions, we help clients across Chinnor, Thame, Aylesbury, Princes Risborough and nearby areas put critical illness protection in place that fits their needs and budget.
Whether you’re buying your first home or want to review your current cover, we’ll explain your options clearly and without pressure.
What Is Critical Illness Cover?
Critical illness insurance pays out a lump sum if you're diagnosed with a serious condition covered by the policy. This can help you:
- Pay off your mortgage or other debts
- Cover treatment or private medical care
- Replace lost income during recovery
- Support your family while you take time off work
It’s about giving you choices and breathing space during a difficult time.
What Does It Cover?
Each policy differs, but most cover a range of serious conditions such as:
- Cancer
- Heart attack
- Stroke
- Multiple sclerosis
- Major organ transplant
- Parkinson’s disease
We’ll help you understand what’s included and make sure you choose the right level of protection.
Why Arrange Cover Through Us?
- Personalised recommendations based on your situation
- Access to a wide range of insurers and policies
- Clear explanation of definitions and exclusions
- Help reviewing or replacing existing cover
- Protection advice integrated with your mortgage planning
Who Should Consider Critical Illness Cover?
- First-time buyers who want to protect their mortgage
- Families who rely on one or two incomes
- Self-employed individuals without sick pay
- Anyone concerned about how they’d cope financially if seriously ill
Book Your Free Protection Consultation
We’ll help you decide if critical illness cover is right for you, how much you might need, and what it would cost.
Protection policies are subject to underwriting. Definitions and exclusions will apply.
As with all insurance policies, conditions and exclusions will apply. The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.