Buildings and Contents Insurance Advice
Your home is likely your most valuable asset and protecting it should be a top priority. At Grandi Mortgage Solutions, we offer tailored advice on buildings and contents insurance for homeowners and tenants across Chinnor and Oxfordshire.
This type of insurance combines two key elements into one comprehensive policy:
- Buildings insurance protects the structure of your home
- Contents insurance protects the belongings inside it
We’ll help you find the right level of cover from trusted providers, making sure your home and everything in it is properly protected.
What does building and contents insurance cover?
✅ Buildings Insurance
Covers the structure of your property including walls, roof, floors, windows, and permanent fixtures like kitchens and bathrooms.
You’re protected against risks such as:
- Fire and flood
- Storm or weather damage
- Vandalism or accidental damage
- Subsidence
✅ Contents Insurance
Covers the items inside your home including furniture, electronics, clothing, appliances, and valuables.
It provides cover for:
- Theft or burglary
- Fire or water damage
- Accidental damage (optional depending on the policy)
Why is home insurance so important?
- Financial Protection – Avoid large out-of-pocket costs if your home is damaged or your possessions are stolen
- Peace of Mind – Know that you’re covered against life’s unexpected events
- Mortgage Requirement – Most lenders require buildings insurance as a condition of your mortgage
- Tailored Cover – Choose the level of protection that suits your needs, including optional extras like accidental damage or personal possessions cover