Income Protection Insurance Advice
Income Protection Advice in Chinnor and Surrounding Areas
Your income is what keeps everything else running your home, your lifestyle, your plans.
So what would happen if you couldn’t work due to illness or injury?
At Grandi Mortgage Solutions, we help clients across Chinnor, Thame, Aylesbury, Princes Risborough and surrounding areas put robust income protection in place that offers real peace of mind.
If you’re employed, self-employed or rely on your income to support your family, this is cover worth considering.
What Is Income Protection?
Income protection pays you a regular monthly benefit if you can’t work due to illness or injury. It can:
- Cover your mortgage or rent
- Pay for bills, food and living expenses
- Give you breathing space while you recover
It’s designed to support you financially until you’re well enough to return to work or until the end of the benefit term.
Who Should Consider It?
- Self-employed people with no sick pay
- Employees with limited workplace sick benefits
- Families who rely on a single or main income
- Anyone who wants to protect their financial stability
How We Help
We’ll talk you through:
- How long you’d need cover for (short-term or long-term)
- What “deferred period” fits your savings or sick pay situation
- The difference between guaranteed, reviewable and age-costed premiums
- The level of cover that fits your income and outgoings
We’ll also compare providers and policies to make sure you get the right balance between cost and cover.
Why Grandi Mortgage Solutions?
- Local advice with no jargon or pressure
- Experience placing cover for employed, self-employed and contract workers
- Part of your mortgage plan or arranged as a standalone policy
- We stay in touch to help you review or update your policy over time
Book Your Free Protection Review
We offer a free initial consultation to discuss your income protection needs and help you understand what’s available.
Protection policies are subject to underwriting. Definitions and exclusions will apply.
As with all insurance policies, conditions and exclusions will apply. The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.