Buy to Let Mortgage Advice for Landlords and Investors
Whether you're buying your first rental property or expanding your portfolio, getting the right buy-to-let mortgage is essential.
At Grandi Mortgage Solutions, we help landlords across Chinnor, Thame, Princes Risborough, Aylesbury and the surrounding areas secure competitive and suitable buy-to-let finance.
We understand that every investment is different, and we’ll help you find a mortgage that fits your strategy.
Who Can Get a Buy-to-Let Mortgage?
Buy-to-let mortgages are designed for those who want to purchase a property to rent out. You might be:
- A first-time landlord
- A portfolio landlord with multiple properties
- A remortgaging landlord looking for a better deal
- Someone raising capital against an existing property
- An investor using a limited company to purchase property
We work with both individuals and limited company landlords, and can guide you on the most tax-efficient structure for your situation (in partnership with your accountant).
Limited Company Buy-to-Lets
More landlords are choosing to purchase investment properties through a limited company, often for tax planning reasons. We can help you:
- Understand the pros and cons of limited company buy-to-lets
- Access specialist lenders who offer products to limited company structures
- Ensure your company is set up correctly to apply for a mortgage
- Secure competitive rates based on your rental income and investment goals
Whether you already have an SPV (Special Purpose Vehicle) in place or are exploring this route for the first time, we’ll guide you through the process.
How We Can Help
- Explain the affordability and rental income requirements lenders look for
- Advise on whether a personal or limited company mortgage might suit you best
- Search a wide panel of lenders, including specialist buy-to-let providers
- Assist with remortgaging or capital raising for further purchases
- Help with HMO (House in Multiple Occupation) or student lets if required
Local Knowledge, National Reach
Being based in Chinnor, we understand the Oxfordshire and Buckinghamshire rental markets and know which lenders are more flexible in these areas. Whether you're buying in Aylesbury or investing further afield, we’ll tailor our advice to your goals.
Buy-to-Let Remortgage or Capital Raise?
Many landlords come to us looking to release equity from existing properties to fund their next purchase or to consolidate their portfolio. We’ll review your current deals and help you access competitive remortgage or capital raising options.
Let’s Talk Property Investment
Book a free consultation today to discuss your buy-to-let plans and see how we can help you maximise your rental investment.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.