Life Insurance Advice
Life Insurance Advice in Chinnor and Surrounding Areas
Protecting your home is about more than just making the mortgage payments – it's about ensuring your loved ones are financially secure if the worst were to happen.
At Grandi Mortgage Solutions, we help clients across Chinnor, Thame, Aylesbury, Princes Risborough and the surrounding areas put the right life insurance in place to safeguard their future.
Whether you're a first-time buyer, a growing family or simply want to review your cover, we’ll help you understand your options clearly.
Why Take Out Life Insurance?
Life insurance is designed to pay out a lump sum if you pass away during the policy term. This can:
- Clear your mortgage so your family keeps their home
- Cover everyday living costs or children’s expenses
- Provide financial peace of mind at a difficult time
We tailor our recommendations based on your circumstances, your mortgage and what’s most important to you.
Types of Life Insurance We Advise On
- Decreasing Term Cover – often used alongside a repayment mortgage
- Level Term Cover – keeps the payout amount the same throughout the term
- Family Income Benefit – pays out a regular income instead of a lump sum
- Joint Life Policies – cover two people under one plan
We’ll help you choose the most suitable type and amount of cover for your needs and budget.
Why Clients Choose Us
- Simple, honest advice with no pushy sales
- Full review of your existing cover (if you have any)
- Clear explanations of the options and costs
- Access to a wide range of insurers
- Part of the mortgage process or available as a standalone service
Book a Free Protection Review
We offer a no-obligation consultation to discuss your protection needs. Whether you’re arranging a new mortgage or want to review your existing cover, we’re here to help.
Protection policies are subject to underwriting. Definitions and exclusions will apply.
As with all insurance policies, conditions and exclusions will apply. The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.