Life insurance provides financial security for your loved ones in the event of your death. It pays out a tax-free lump sum, known as the death benefit, to your chosen beneficiaries helping them cover key expenses like the mortgage, living costs, debts, and funeral costs.
At Grandi Mortgage Solutions, we offer clear, tailored life insurance advice to homeowners and families across Chinnor, Oxfordshire and beyond.
✅ Choose a Policy Type
There are different types of life cover depending on your needs:
✅ Pay Monthly or Annual Premiums
You’ll pay regular premiums to keep your policy active. The cost is based on your age, health, lifestyle, and how much cover you need.
✅ Payout on Death
If you pass away during the policy term, your beneficiaries receive a lump-sum payment, which can be used to:
At Grandi Mortgage Solutions, we take time to understand your situation and recommend cover that works for your budget and goals without the jargon. Whether you’re buying your first home or reviewing existing policies, we’re here to help.
Get in touch today for life insurance advice in Chinnor and surrounding areas.
Critical illness cover provides a tax-free lump sum if you're diagnosed with a serious medical condition listed in your policy such as cancer, heart attack, or stroke. This money can help cover your mortgage payments, household bills, treatment costs, or any financial support you may need while focusing on recovery.
At Grandi Mortgage Solutions, we offer clear, tailored advice on critical illness insurance to clients across Chinnor, Thame, and the wider Oxfordshire area.
✅ Choose the Right Level of Cover
You can take out critical illness cover as a standalone policy or as part of a life insurance plan. It pays out a lump sum if you’re diagnosed with a specified illness during the policy term.
✅ One-Time Payout on Diagnosis
If you’re diagnosed with a qualifying condition, your policy pays out once giving you the financial freedom to make important choices without worrying about money.
✅ Helps Protect Your Home & Lifestyle
The payout can be used for:
We’ll help you understand what’s covered, compare policies from leading insurers, and find a solution that suits your needs and budget with honest advice and no pressure.
Speak to your local protection adviser in Chinnor today.
How would you pay your mortgage and bills if you couldn’t work due to illness or injury? That’s where income protection insurance comes in.
Income protection provides a regular monthly income if you're signed off work due to illness, injury, or a long-term health condition. It’s especially valuable if you're self-employed, have limited sick pay from your employer, or want extra peace of mind.
At Grandi Mortgage Solutions, we offer expert income protection advice to clients across Chinnor and the surrounding Oxfordshire area, helping you find the right level of cover for your situation.
✅ Monthly Payouts When You Can’t Work
If you’re signed off work by a medical professional, income protection pays a percentage of your salary (usually around 50–70%) until you recover or reach the end of the policy term.
✅ Flexible Waiting Periods
You can choose when the payments begin from 1 month to 12 months after you're unable to work. A longer waiting period usually means lower premiums.
✅ Long-Term or Short-Term Options
Policies can pay out for a fixed period (e.g. 2 years) or until retirement, depending on your needs and budget.
We’ll help you compare providers, understand what’s covered, and choose a policy that protects your lifestyle and financial future — without overpaying.
Let’s protect your income and your peace of mind. Get in touch today for advice from your local protection adviser in Chinnor.
Your home is likely your most valuable asset and protecting it should be a top priority. At Grandi Mortgage Solutions, we offer tailored advice on buildings and contents insurance for homeowners and tenants across Chinnor and Oxfordshire.
This type of insurance combines two key elements into one comprehensive policy:
We’ll help you find the right level of cover from trusted providers — making sure your home and everything in it is properly protected.
✅ Buildings Insurance
Covers the structure of your property including walls, roof, floors, windows, and permanent fixtures like kitchens and bathrooms.
You’re protected against risks such as:
✅ Contents Insurance
Covers the items inside your home including furniture, electronics, clothing, appliances, and valuables.
It provides cover for:
At Grandi Mortgage Solutions, we’ll explain your options clearly and help you set up cover that works for your home, lifestyle, and budget.
Get in touch today for personalised buildings and contents insurance advice in Chinnor.
Grandi Mortgage Solutions is a trading style of Grandi Mortgage Solutions Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd. and is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 992383.
What do our services cost?
Our initial consultation is always free.
There may then be a fee for arranging a mortgage, and the precise amount will depend on your circumstances. This will typically be £495.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Grandi Mortgage Solutions Ltd is registered in England and Wales under company number 15082222 at registered address Unit E04 Arena Business Park, Holyrood Close, Poole, England, BH17 7FJ